The Tornado in Joplin, Missouri last Sunday is officially the deadliest single tornado on record according to the National Weather Service. 156 people are still missing and the death toll is 132 and rising (WHDH).
It’s no surprise then that home sales in the South also dropped 17.2% due to the tornado disaster (Huffington Post).
Some clients ask if they are covered for damage caused by tornadoes since these occur way less often in New England than they do in the South. But the answer is yes, you are covered under your homeowner’s policy (HO3). Damage caused by tornado falls under the insurance on your policy for damage caused by wind/storm/hurricane.
This article was written on the 27th, a few days before the tornado disaster in MA. I wanted to share some information on what to do in case of a loss:
Call us (your agent) at 781-871-5414 to report the loss. Take photos of the damage and do what you can to stop your home from being further damaged. Save all your receipts throughout the professional repair process so that way you may be reimbursed if the damage is severe enough to necessitate filing a claim.
You may also donate to assist those who have lost their homes in Massachusetts by donating online, calling 1-800-RED-CROSS, or by texting ‘REDCROSS’ to 90999 (donates $10).