So What Kind of Person Actually *Needs* Life Insurance?

February 6, 2012

There’s a common misconception that no one really needs life insurance until they are at a higher risk of dying (ie. if they’re really old). This isn’t the case at all.

Life insurance policies should be purchased regardless of age. In fact, if you make the investment in a term-life policy when you are younger, you will pay a much lower rate.*

A life insurance policy, as you probably already know, kicks in after your death and your beneficiary is awarded the amount of life insurance you purchase. Many people purchase life insurance to help their families curb funeral costs among other expenses for which the insured (now deceased) would have liked to provided assistance, had they still been alive.

New parents and newlyweds are also good candidates to purchase life insurance to financially protect and support each other and their children (including future children) in case of death.

If you’d like to get a quote on a life insurance policy, give our office a call at 781-871-5414.

 

*To get an exact figure on what you’d pay, call us and we can give you a quote. Premiums vary based on health history, age, among other factors.


Top 5 Resources for the Back-to-School-Bound

September 15, 2011

It’s probably  been quieter around your home since the little ones went back to school! God bless public education.

Unfortunately, school also means LOTS OF HOMEWORK.

Here are my Top 5 Resources to help your child when assignments get tough:

1. Quincy Tutoring – Founded only a year or so ago by Eric Clark, Quincy Tutoring is an incredible online resource for finding passionate and affordable tutors by zip code or subject area.

2. Grammarly – Grammarly is an online services that performs spelling, grammar, punctuation, plagiarism, and vocabulary checks and edits on any text you paste into a text box on their website.

3. LiveMocha – LiveMocha is an online portal specializing in foreign language lessons. It is free to join and they provide quizzes and lessons no matter your learning level.

4. ProjectGutenberg – ProjectGutenberg is an online compendium of more then 36,000 titles. It is known for being the earliest attempt to digitalize literature.

5. Your Local Library! – People forget they have a library sometimes. Even if they do not have the book you are looking for, your local reference librarian specializes in research methods. It’s free, so give it a shot! 🙂