A Reminder: Don’t Text and Drive

October 17, 2011

No Texting While Driving - NBA Insurance Agency, Inc. - NBAInsurance.com

Massachusetts banned texting while driving back in July 2010 and yet numbers show that the ban may be ineffective. According to Fox, for every two-hundred speeding tickets issued, there is only one ticket issued for texting while driving. This great difference suggests that it is harder for police to enforce a no-texting law than it is to enforce speeding laws.

However, this ban should be taken seriously. At red lights especially, I notice other drivers texting. I’ve even seen some playing with their iPads. Enough is enough!

A recent study found that texting while driving doubles the time it takes drivers to react -increasing their odds of crashing.


Top 5 Resources for the Back-to-School-Bound

September 15, 2011

It’s probably  been quieter around your home since the little ones went back to school! God bless public education.

Unfortunately, school also means LOTS OF HOMEWORK.

Here are my Top 5 Resources to help your child when assignments get tough:

1. Quincy Tutoring – Founded only a year or so ago by Eric Clark, Quincy Tutoring is an incredible online resource for finding passionate and affordable tutors by zip code or subject area.

2. Grammarly – Grammarly is an online services that performs spelling, grammar, punctuation, plagiarism, and vocabulary checks and edits on any text you paste into a text box on their website.

3. LiveMocha – LiveMocha is an online portal specializing in foreign language lessons. It is free to join and they provide quizzes and lessons no matter your learning level.

4. ProjectGutenberg – ProjectGutenberg is an online compendium of more then 36,000 titles. It is known for being the earliest attempt to digitalize literature.

5. Your Local Library! – People forget they have a library sometimes. Even if they do not have the book you are looking for, your local reference librarian specializes in research methods. It’s free, so give it a shot! 🙂

Hurricane Irene is Coming. Be prepared!

August 26, 2011

NBA Insurance advises you all to be prepared for the upcoming storm. Of course, collect the necessities: water, food, flashlights, batteries, radio in case of power loss. Stay away from windows. You know the basics. Even if you don’t, here are some more:

1. Bring outdoor objects inside.

2. Close storm shutters.

3. Turn off propane tanks and only use your phone for emergencies.

4. Evacuate if the following conditions apply:

  • You are required or advised to do so.
  • You live in a mobile home.
  • You live in a high-rise.
  • You live on the coast or in a flood-prone area.
  • If you feel you could be in danger.

5. Reinforce weak or vulnerable areas.

6. Remove any trees that, if fallen, would damage your property.

For more tips, visit FEMA’s website.

Why Agencies Rock & A Chance to Speak Your Mind

August 2, 2011
NBA Insurance Agency - Free Quotes on Auto, Home, Life, Business, Commercial, Renters, Excess Liability, Umbrella, Liability, Insurance Policies, Insurance Policy - Insurance Company Serving all of MA, including South Shore, Norwell, Hingham, Hanover, Rockland, Quincy, Walpole, Boston, Norfolk, Attleboro

We're like -SECRET AGENT- cool. Insurance style.

With the advent of the internet, a shock wave rippled through many industries. The field of insurance — in other words, the insurance business — was also jarred by this new way to automate just about everything. Why shop? There is eBay. Why order checks? Send money through PayPal. Why go to Borders? I have a Kindle.

(Too soon? Sorry, Borders).

I don’t think it would be remiss to say that people have begun to get more excited about envelopes in our physical mailbox than the newsletters in our digital “inbox.” We are so inundated with media and messages online that it is no wonder closing our laptops, putting away our PDAs, and jet-setting to a geographical location sans WiFi and 3G/4G service brings great solace.

Which brings me to my point. Our customers love us. The advantage we’ve harnessed is that we have a face online, on the phone and in-person. If our clients ever have a problem, they have a name and a number to call. No 800’s. No extensions. We’re here for our clients 24/7. And we don’t quit until their happy. Just see our testimonials.

We’re looking to gain more feedback from you guys. We would be so happy if you would complete a quick 4-question survey about your experience with our agency so far.

Click here!

How to Keep You and Your Pets Cool in Extreme Heat

July 22, 2011

So, the forecast today is in the triple-digits. Yes, we still live in Boston.

Keep these tips in mind as you make your way through today.

1. Don’t shy from turning on your air conditioners.

2. Drink NON-alcoholic beverages. Alcohol dehydrates you. Stay hydrated.

3. Wear appropriate clothing. That means no turtlenecks.

4. Schedule outdoor activities so they are in the morning or late afternoon, avoiding the heat of the day.

5. Monitor those at risk of heat-related illness (adults over 65 & children).

6. Do NOT leave children or pets in cars.

7. Limit sun exposure.

8. If possible, stay inside.

[SOURCE: CDC Extreme Heat Guide]

MOLD. Not afraid? Well, it’s time you learn a thing or two.

July 8, 2011

Sorry this photo is so disgusting... but mold is never attractive.

Mold is gross. We see it mostly on old bread. But what makes mold bad news? Well, if you have an outbreak like in the photo to the right, things get expensive really fast. Let’s take a minute to understand what we are dealing with.

Mold can be caused by…

  • Poor attic ventilation or vents exhausting into the attic
  • Chimney leakage
  • Improper air conditioning installation
  • Improper installation of attic insulation
  • Weatherproofing of doors/windows
  • Improper installation of shower stalls
  • Water intrusion through exterior walls
  • Basement drainage problems
Mold’s favorite place to hang out is…
  • Under sinks & Around showers and tubs
  • Under and behind washing equipment
  • Under and behind refrigerators
  • Behind and below water heaters
  • Around the perimeter of the basement & structure
  • In crawl spaces
  • Above ceiling tiles
  • Walls around windows/doors
How to kick Mold to the curb…
  • Fix leaks and seepage issues
  • Ventilate your crawl-spaces; Actually ventilate everything else properly too
  • Use exhaust fans to ventilate appliances like your dryer or rooms like the bathroom and kitchen
  • Use dehumidifiers and air conditions to reduce the moisture in the air
  • Leave doors in your home open so air can move freely. Keep some windows open so air can also flow out.
So Mold is in my house… what do I do?
  • Clean up visible mold.
  • Replace the board and fix the water problem.
  • Remove visible mold with soapy water, dry thoroughly and repaint.
  • As long as you’ve fixed the water issue, the mold will not come back.
  • If there is excessive mold, you have to bring in the professionals.

Do You Think We Should Legalize Fireworks?

June 29, 2011

What do you think when you think 4th of July?


Not a totally surprising answer given the title of this article.

Of course you already know consumer fireworks are illegal in Massachusetts. And yet, there is legislation in the State House that we may go the way of New Hampshire, the beloved “Live-Free-or-Die-ers,” by legalizing fireworks for consumers. You would still need a permit to use them on your property, but hey, it could happen.

There is great danger here. Real implications that need to be considered before legalization.

The NFPA (National Fire Protection Association) published a report on fireworks statistics based on results from the year 2009. The following statistics apply to the activity that occurred in 2009.

-There were more than 8,800 fireworks-related injuries.

-There were more than 18,000 fires caused by fireworks.

(Source: NFPA 2009 Statistics & Fact Sheet)