#FlashFlood Alert for Eastern #MA, CT, RI: NBA #Insurance Tells You What to Do

July 13, 2010

A Flash Flood Alert is in effect now through tomorrow (Wednesday) afternoon (7/13 & 7/14) for Eastern Massachusetts, Rhode Island, and Connecticut. In Massachusetts, the alert applies to the following counties: Central Middlesex, Western Essex, Eastern Essex, Southern Worcester, Western Norfolk, Southeast Middlesex, Suffolk, Eastern Norfolk, Northern Bristol, Western Plymouth, Eastern Plymouth, Southern Bristol and Southern Plymouth. (Source: WHDH)
Tonight, we can expect strong rain showers and thunderstorms that will last into Wednesday. Forecasters predict rain to accumulate at a rate of 2 to 3 inches per hour. Heavy downpours are expected. Urban areas are reportedly the most at risk to have a flash flood. (Source: WHDH)

The difference between a flash flood and a regular flood is that the former can develop rather quickly, in minutes. Flash floods also have a tide which is much stronger than that of a regular flood. This current can carry away mud, rocks, and other debris. (Source: FEMA)

BE PREPARED: (Source of these tips: FEMA)

1. Unplug and move any electrical items in low-lying areas (ie. your basement) to higher ground to protect them from water damage and you from any electric current in flood waters. Never touch electrical equipment if you are wet or standing in water.

2. Construct a floodwall at the base of your door to hinder water from entering the building.

3. If a flash flood is predicted in your area, move to higher ground or evacuate to a safer location.

4. Beware of streams or bodies of water near your home. They are more likely to flash flood than other areas.

5. If you evacuate, do not walk through moving water. Several inches of moving water can make you fall. If you have to walk, walk where the water is not moving.

6. If you have to drive, do not drive into flooded areas. If waters do rise around your car, you should leave the car and move to higher ground– if you can do so safely. In a flash flood, you and your car are at risk of being quickly swept away.

7. Watch the news or listen to your radio to stay in the know about the conditions in your area.

DRIVING TIPS: (Source: eHow)

If you cannot avoid driving through floodwaters, take the following precautions:

-Drive slower due to the minimized visibility and water in the road. You are at risk of hydroplaning. Avoid puddles. Don’t take any sharp turns. Don’t slam on the brakes.

-If you do hydroplane, ease off your brakes and avoid swerving until  your car regains traction with the road.


1. Wait for news reports to tell you whether your water is still safe to drink.

2. Avoid flooded waters as they are often contaminated with chemicals and bacteria. Flooded waters may also be electrically charged.

3. Report fallen power lines to the power company.

4. Buildings and their foundations are weakened after water damage. Proceed with caution if you enter.

5. Roads are also weakened, so travel carefully.

6. Service any electronic equipment that may have been damaged. Damaged sewage systems are a serious health hazard.

7. Clean and disinfect all items that are wet.

Flood losses are not covered by a regular homeowner’s insurance policy. Don’t delay— if you or a friend is looking for a free quote to get flood insurance, contact NBA Insurance by phone (781) 871-5414 or email Todd at tc@nbainsurance.com.