WickedLocal Delivers Deals to Your Door – Why Not Save More Money?

February 18, 2011

Save Money, Wicked Local Deals, WickedLocal, Savings, Money, Car insurance, Auto Insurance, NBA Insurance Agency, South Shore, MA insurance agency, insurance agent, MA agent, Massachusetts insurance agentTired of getting emails from Groupon, Living Social, and the other slew of companies who give deals of the day?

Nah, I’m not tired of those either.

But I did think it was kind of cool that Wicked Local is offering competitive deals delivered to your door rather than electronically. It’s totally free to sign up too! If you aren’t familiar with WickedLocal, you should know that it’s a news site featuring stories from our local papers (Patriot Ledger, etc).

Click here to see their deals site — it also includes a bunch of gift cards to local restaurants and retailers, priced at 50% off! Not too shabby if you find one of your favorite restaurants.

Divorce Insurance. Yes, It’s Real. Read on.

August 10, 2010

Safeguard Guaranty Corp. of North Carolina just released a new product they call, WedLock. (Don’t you love where this is going??) It’s really a clever way of saying, Divorce Insurance.

Here’s how it works.

The insurance provides the insured (you) with financial assistance if you get a divorce: legal fees, setting up a new home, etc.

Unlike a predetermined limit (as you see on your homeowner’s policy or liability policy), you’d have a quantity of “protection units” which go for $15.99 per month per unit. Each unit gives you $1250 in coverage. So, if you bought ten units, you’d pay $159.90 per month and have $12,500 in coverage. Every year you are married, the company gives you an additional $250 in coverage per unit you purchased.

So, in the case you actually do get divorced, you send WedLock proof of your divorce and they send you your coverage amount in a fat check.

Great! Now I’ll Get Married to Get Divorced and Get Paid!

No, sorry, that probably won’t work.

Not only is that kind of horrible and fraudulent, but the company has set up safeguards to prevent such behavior. Policies don’t mature until 48 months after their retroactive date. It seems like they’ve also found a way around individuals who have purchased this type of insurance and been divorced several times.

Their Website. Which Proves This is Totally Real.

Out of curiosity, I decided to check out their website. Just to make sure this actually existed.

The website provides you with a number of tools. The Divorce Cost Calculator tells you, using numbers, that divorces can be extraordinarily expensive.

Then, there’s a cynic’s delight: The Divorce Probability Calculator. That’s definitely worth humoring even if you don’t buy the insurance.

Actually, having toured most of their homepage and additional links, the whole thing is terribly depressing. I’m filled with a mix of emotions that can be summed up as, Oh-My-God and Wow and How Depressing and I Can’t Believe I’m Reading This. The happy, bright colors I’m seeing on their website seem to ignore the fact that they’re selling divorce insurance. Even the tag line: There’s no time like the present to think about your future– that’s crazy.

If you click below the tagline to “Learn Why,” the photos they use to describe the process of how a marriage can be torn apart are pretty ridiculous.

I guess my overall assessment is still, “I Can’t Believe It Exists.”


NY Times Article

WedLock Official Site